About Us


Originally established in 1971 as N.D. Toy & Partners Ltd, Harbour Wealth has many years’ experience providing practical financial planning advice to people, families, and businesses.

We provide advice across a wide range of services including Pension, Investments, Wills and Trusts, Mortgages, Protection, General Insurance and Auto Enrolment. We are committed to putting clients at the heart of everything we do and to developing long-term relationships with our clients. This is achieved by ensuring that we understand the individual needs of each client, and to implementing tailored financial plans to address those needs.

At Harbour Wealth, we pride ourselves on the friendly and approachable nature of our advisers and staff, and on playing an integral part of the local community

Meet the team

Chris Brace

Tel: 01834849191

About Chris

Director, Independent Financial Planner

Chris has 28 years experience within the financial advice sector.  He joined N D Toy & Partners in 2000 and his innovative vision for the business meant the investment and pension business grew very quickly, resulting in him setting up N D Toy & Partners Ltd Independent Financial Advisers only three years after joining the firm in 2003. Since then Chris has changed the name of the business to Harbour Wealth building on his reputation and business success by recruiting only highly professional, qualified and caring staff, as well as working with highly-quality financial advisers.

He is also Head of Process Compliance within Harbour Wealth Limited internal Investment Committee.

Chris is Diploma qualified and as such carries the designatory letters DipPFS. He also holds the Certificate in Regulated Complaints Handling, which carries the designatory letters CeRCH and the certificate in Life Time mortgages, which means he can provide advice on Equity Release mortgages.

Chris is married and has two children he is also a fully qualified WRU coach and referee donating his spare time to coaching Tenby Utd swifts. He is also a very keen triathlete, completing Iron Man Wales twice, mixed in with numerous half Iron Man and marathon events so the remained of his spare time is spent training. He is also an ambassador for “Bloodwise” the charity supporting blood cancers. In 2016 he started a fund-raising campaign for the charity, which has so far raised to date more than £30,000.

LinkedIn: https://uk.linkedin.com/in/chrisbrace1

Rob Hicks

Tel: 01834 849191

About Rob


Robert has 25 years experience within the financial service sector. He joined N D Toy & Partners Ltd now called Harbour Wealth in 2001 as a Financial & Mortgage planner and then in 2004, he took up the role of Financial Paraplanner.

He is Head of Risk Profiling within Harbour Wealth Limited Internal Investment Committee.

His qualifications include the Chartered Insurance Institute Financial Planning Certificate and the CIB Level 3 Certificate in Mortgage Advice and Practice.

Rob is married to Melanie and has 2 children, his daughter Samara and his son Iori.

In his spare time, he is a keen cricketer and coach for Carew cricket club.


Ashley Glanville

Tel: 01834 849191

About Ashley

Administration Manager

Ashley has over 10 years experience within the Financial Services sector. She joined N D Toy & Partners Ltd now called Harbour Wealth in 2006 as the Office Administrator and has since progressed to the position of Office Manager. Her knowledge within financial services administration including financial software and back office systems is second to none, she is a valuable member of the team within the firm.

She is married to John and has a son, Iori.

In her spare time, Ashley enjoys family life and keeping fit and regularly attends the many different fitness classes held at Tenby Leisure Centre.


Want to know more?

Call us for a friendly chat on 01834 849191 or email: info@harbourwealth.co.uk